If you want your UNSECURED PERSONAL LOANS are approved, you will need to satisfy certain requirements set by financial companies. Although this type of loan is considered as the UNSECURED PERSONAL LOANS to engage in, you still have to comply with the procedures. You must be at least 18 years old to apply, have a valid social security number, be a job for at least 3 months or more, and to legal citizenship. In these open ports Loans borrowers can apply for certain amounts set as per the current needs and ability to pay.